Pesasa —Financial rails for controlled digital spending

Pesasa enables institutions, families, companies and NGOs to distribute funds with built-in spending control, ensuring money is used exactly as intended.

Move money with Control.

Digital payments

Built for Emerging Market Institutions

100%

Cashless & Secure

Real-Time

Transaction Visibility

Mobile Money

MTN & Airtel Ready

Who Uses Pesasa

👨‍👩‍👧

Families

Parents control how children spend school or allowance money.

🏢

Companies

Issue controlled allowances for transport, meals or field work.

🌍

NGOs

Distribute humanitarian aid that can only be spent at approved merchants.

Real World Applications

Student Allowances

Parents send money that students spend only at approved school merchants like cafeterias and bookstores.

Aid Distribution

NGOs distribute food vouchers that beneficiaries redeem at approved merchants such as farmers or grocery stores.

Employee Allowances

Companies provide controlled spending for transport, fuel or meals with full transparency.

Why Institutions Choose Pesasa

⚙️

Programmable Payments

Define where, when and how funds can be used.

🔒

Controlled Spending

Ensure funds are spent only on approved merchants or categories.

📱

Mobile Money Native

Built for Africa with MTN and Airtel money integrations.

How Pesasa Works

1️⃣

Create Wallet

Institutions or individuals create a Pesasa wallet.

2️⃣

Add Beneficiaries

Add students, employees or beneficiaries.

3️⃣

Fund Wallet

Deposit money using mobile money or other rails.

4️⃣

Controlled Spending

Funds can only be spent at approved merchants.

For merchants & institutions

Accept Pesasa payments at your outlet

Earn 0.5% commission on every withdrawal, get settled weekly, and serve your institution's students or employees.

Build smarter money flows

Pesasa powers controlled digital spending across institutions, families and organizations in emerging markets.

Get Started
PesasaPesasa

Financial rails enabling institutions, families and organizations to distribute money that is spent exactly as intended.

© 2026 Pesasa Technologies